flynn23 wrote:

Get used to it. This is the way things are headed. The advantage will be that you'll likely get a substantial discount for allowing yourself to be monitored and compliant. The whole point of insurance is to manage risk. Since the costs for insurance are so high and are essentially inflated by a small percentage of the population in the pool, then the only way to reduce costs is to ensure compliance.

You'll see this everywhere in a few years. It's already happening in healthcare and re-insurance. It'll fly under the guise of 'transparency', but it is essentially behavior monitoring. There will be tremendous productivity gains and cost savings, but the demise of privacy. All of the think tanks and future forward people have this pegged within 10 years.

Of course it is. I wrote a bit unclearly perhaps before, but I absolutely know this is on the way. You don't need a think tank to get the economics involved and once you know enough about tech to see the potential, it's obvious.

Truthfully, maybe more monitoring will be better. For now, your rates are based on statistcal analysis of payouts and accident rates. But if there's enough data to see, categorically, that the accident I was in happened while i was obeying every law and nicety of the road, the burden can be shifted entirely to the responsible party. Unlike now, where even an accident in which I was not at fault causes me trouble.

Not that I like the idea of someone tracking all my movements. In all truth, I hope it becomes an argument in favor of high quality public transportation. Of course, the growing desire to track and monitor passengers there may render that distinction irrelevant.

RE: Missouri To Track Through Cell Phones